- COMMUNITY FINANCIAL CENTERS
- CREDIT COUNSELING CENTERS
- FINANCIAL HELP
- FREE TAX SERVICES
- OTHER PLACES TO GET HELP WITH FINANCES
- VETERANS - FINANCIAL COACHING
COMMUNITY FINANCIAL CENTERS
Sponsored by United Way of Michigan, the Community Financial Centers focus on two key services to coach clients KEEP and GROW their hard earned dollars and become more financially stable.
Contact: United Way for Southeastern Michigan,
Nick Piper, Community Financial Center Manager
313.226.9289, Nick.Piper@LiveUnitedSEM.org
KEEP IT! One-on-one financial coaching (credit, budgeting, saving, etc.) + Access to income supports such as child care subsidies, food stamps, as they transition
GROW IT! Access to lower-cost financial products and savings vehicles +Understanding & accessing employer-offered benefits + Accessing tax return opportunities (earned income tax credits, child care or heating credits)
Each individual develops his/her own financial plan that is tied to his/her individual life goals. Participants measure individual progress against their own stated goals. In addition financial centers track: How participants are improving their ratio of expenses to income and increases in participant's credit scores. Contact these organizations to participate in this program:
Macomb County MSU Extension 586.469.5180
21885 Dunham Road, Suite 12
Clinton Township, MI 48036
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CREDIT COUNSELING CENTERS
Unemployment can be difficult without the added burden of credit and financial problems. Credit Counseling Services provide confidential financial assessments, counseling, and assistance to individuals facing credit and financial difficulties. Assistance may cover budget and money management instruction, crisis problem solving (utility shut-off, eviction), and guidance through longer-term credit problems related to mortgages, taxes, wage garnishments, or secured or unsecured loans.
Debt Relief Assistance
(credit card debt)
313-832-4788
Green Path Debt Solutions
Toll Free: (800) 550-1961
Sterling Heights
43120 Utica Road
Suite 300
Sterling Heights, MI 48314
We offer debt free counseling that is personal and tailored to your unique situation. We specialize in helping people eliminate credit card debt. We also assist people with student loan debt, help homeowners avoid foreclosure, provide reverse mortgage counseling to seniors, help people manage their credit score, and provide bankruptcy counseling and education for debtors filing for bankruptcy.
National Foundation for Credit Counseling Phone: 800-388-2227
801 Roader Rd., Suite 900
Silver Spring, MD 20910
Operation Hope Detroit
Operation Hope offers free credit and money management workshops and free one on one counseling. Counseling could be arranged via phone visits, Skype, etc.
Contact: Eva Torres
313-683-0629
eva.torres@operationhope.org
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FINANCIAL HELP
Department of Health and Human Services (DHHS)
Cash Assistance FIP (Family Independence Program) - paid with Bridge Card
Cash assistance is only for families with children under age 18. Includes pregnant moms or a grandmother raising grandchildren.
There is a 21 day assessment period for cash assistance. During this time BOTH parents must go to an orientation at Michigan Works and take part in the PATH program. If they do not follow through with PATH, they cannot receive benefits.
State Emergency Relief (SER)
SER is designed to maintain low-income households that are normally able to make ends meet but occasionally need help when unexpected emergency situations arise. The program can be used for burials, energy assistance, weatherization, and home repairs.
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FREE TAX SERVICES
Click to use either the IRS free tax site locator or the AARP Tax Aide locator.
ACCOUNTING AID SOCIETY
Serving Wayne, Oakland, Macomb and Livingston counties Phone: 313-556-1920 or 1-866-673-0873
email: info@accountingaidsociety.org
web: www.accountingaidsociety.org
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OTHER PLACES TO GET HELP WITH FINANCES
Detroit Non-profit Housing Corporation
2990 W. Grand Blvd., Suite 200
Detroit, MI 48202
Phone: (313) 972-1111
Toll Free: (888) 972-9823
The International Institute of Metropolitan Detroit
The International Institute works with all immigrants to help them adapt to the American way of life including helping them navigate the financial system.
111 E Kirby
Detroit, MI 48202
313-871-8600
Catholic Charities of Southeast Michigan - CCSEM - Hispanic Outreach
76 Williams Street
Pontiac, MI 48341
248-338-4250
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VETERANS - FINANCIAL COACHING
Consumer Financial Protection Bureau
The Department of Labor initiated this program in May 2015. It provides free financial coaching to veterans. The finance coach will help set goals, eliminate debt, build a credit score, avoid finance charges, save for retirement, etc. The coaches can meet with you at their office, by telephone, or at any safe place with a private room.
Macomb and St. Clair Counties:
Michigan Works Office
Clinton Township, MI
Garbriella Barthlow
586-783-1398
Updated Dec 2017
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